Stop Your Foreclosure Now At Zero Cost to You.   

There are several free stop foreclosure available to you.

First, y?u can use our free kit to negotiate a loan modification with your lender. Our kit has complete instructions on how to submit the package to your lender and negotiate a lower monthly payment.

The second free thing we provide is advice on how to stop the Debt Collector Phone Calls. We give you an example letter that you can send to the debt collectors to get them to stop calling you.  

The third, absolutely free way we can help you is with a Short Sale. A Short Sale costs you nothing. We get paid by your lender. It is well known that a lender will net more money on a short sale than taking a home back thru foreclosure. Why? A lender saves money on interest, attorney fees, and other related foreclosure costs.  A recent study done by the Boston Consulting Group showed that a lender will reduce their losses considerably with a short sale. In fact, they reduce their losses by 20% on average when accepting a short sale versus foreclosure.

Here is what we will do to help you with your short sale.

Step #1: We put the home up for sale and market it to find a buyer.

Step #2: We gather all of the necessary documents to process the short sale.

Step #3: After we find a buyer who wants to purchase the property, we contact your lender's loss mitigation department. We ask them what documents are necessary to submit the short sale package and how to send it to them.

Step #4: We submit the buyer's offer and all the short sale paperwork to your lender. We have a complete checklist that we follow so everything is submitted properly.

Step #4: We follow up with your lender to negotiate the short sale. There is a lot of time involved at this stage of the process. Many lenders short sale departments are busy with an avalanche of file. However, with a little patience and perseverance we are able to get the lender to approve the short sale.

Step #5: Upon lender approval we then coordinate everything to a successful closing. We follow up with all the inspections, appraisals, surveys, and the buyer's financing.       

Step #6: Closing. Everything is completed and you are now out from under the burden of debt and stress. Most sellers are so glad to be done with the stress and uncertainty. It's closure.   

If you are interested in a short sale, then call me at (616) 886-6766. Or fill in your information in the form below. I will contact you to discuss your options. Remember I'm here to help you in any way that I can. 

Sincerely,

Tom Smolinski